Do you cover boats used for commercial purposes?

We can, depending on the use. We will need a specialist commercial proposal completed but first, please call the office to discuss.

Can I have renewals and other paperwork emailed instead of posted?

Yes, you just have to let us know that you would like to do this. Please check your junk/Spam folder regularly, just in case!

I am buying a boat from one of your existing customers. Can I take over their policy?

No. Their policy will have to be cancelled and you will have to complete an application. Insurance policies are not transferrable.

Will you tell me how much I should insure for?

If you are unsure, we recommend you contact a dealer or speak to the people who service your boat. Boat values can go up or down depending on various factors such as the economy, availability and condition. We do not adjust your sum insured each year but you may instruct us to increase or reduce the sum insured if you have reason to believe it is not insured for the correct amount.

What is the basis of settlement of claims?

We provide replacement cover for property up to 3 years old. After that it is market value. Items like road covers are generally thought to have a limited lifespan and so if their age will be taken into consideration when calculating any settlement to you. You may be required to contribute an amount on top of your excess.