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I am buying a new boat outside office hours. How do I get this covered?

If you are already insured with us you automatically have 30 days cover for new purchases so don’t panic. You can call us outside office hours and we will get back to you as soon as possible.

Is the boat covered in transit?

Yes, however, if the boat is being transported by a professional carrier, a $2,000 excess applies.

Do you need to know if I change the address where the boat is kept?

No, the boat is covered anywhere in New Zealand, provided reasonable precautions are taken against loss or damage such as the use of a wheel clamp

What can be covered under Vessel’s Gear?

Note the policy is designed to cover the boat and items that would normally be sold with the boat. Lifejackets, spare parts and tools kept on board may be covered. However skis, wetsuits, towables and fishing gear are excluded as such items should be covered under a home contents policy.

I have a trailered yacht. Do you provide racing cover?

Yes, although a higher excess applies while racing and preparing for racing and a higher premium may also be required.

I keep my boat on a mooring. Can this be covered?

Under certain circumstances yes. However, trailered boats are not designed to be kept in the water 24/7, 365 days per year. As a minimum requirement we will need automatic bilge pumps and storm covers to be fitted and we may have further requirements depending on your circumstances.

Do I have to tell you if I want to insure an auxiliary motor?

Yes. We will need to know the make, model, horsepower, serial number and sum insured?